How much does a financial professional make?

High Income Potential

When you become a financial professional, you have the ability to set your own pace and establish your income objectives. Your drive, sales and ability to help clients with their financial goals determine your income.

ALL FINANCIAL PROFESSIONALS 1

$117k*

1 In 2023, the average income of our financial professionals under the N8 and N9 Agent’s Contract who met annual minimum sales production requirements was $117,359.​

TOP 50 FINANCIAL PROFESSIONALS 2

$1.68M*

2 In 2023, the average income of the top 50 financial professionals under the N8 and N9 Agent’s Contract who met annual minimum sales production requirements was $1,684,357.​

  • * Based on 2023 company data for 8,156 agents operating under our N9 and N8 Agents Contracts in all states, without persistency bonus, who were active as of December 31, 2023. N9 is the current contract for new financial professionals. N8 contracts were issued to new financial professionals prior to April 2004. Contracts determine your compensation and benefits. Sales production requirements are determined annually by the company. Historical agent incomes are provided for informational purposes only. Agent income is not guaranteed. Income is dependent upon the sales of each agent. Agent compensation is commission-based and determined through the ledger process. Overall compensation includes positive income credits for commissions based on actual sales and certain allowances or incentives, if eligible, based upon persistency and production, as well as debits associated with commission reversals, authorized expenses, and other items. Each credit and debit posted to the Agent's Ledger is part of determining the agent's compensation and no individual credit posted to the ledger is earned until the ledger reconciliation process is complete. Agents receive payments equal to the positive balance on the Agent's Ledger after the credits and debits are applied.​​​​​